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Summary
There are many debt options that are available to you as a consumer. Every time you turn on the TV, open a piece of mail, or read the newspaper you're bombarded with ads selling you a variety of credit offers. There are cash loans, charge cards, consolidation loans, credit cards, debit cards, home equity lines of credit, mortgage loans, paycheck loans, student loans and much more. As the other sections of this site suggest, there are a lot of factors in play about what options are right for you and how you can control your track record. The trick is to try keep informed to make an educated decision.

Exploring your Debt Options
There are several avenues to help leverage debt for your personal or business benefit. Also, if you're having debt issues you have several avenues to try and bring it under control. This is a large subject and below are articles to try and help address as many as possible. As always your feedback on areas that should be covered is invaluable! Also, please do browse through the categories of the site to find more information on the broad subject of debt options.

More Articles

More Information
Here is the law that dictates the permissible uses of credit reports: http://www.ftc.gov/os/statutes/fcra.htm#604

 

 
     
 

 

   
In Brief 
  • Credit bureaus track credit histories for consumers
  • Nearly all major creditors provide this credit history information to the bureaus
  • This information is sold to credit companies to help determine interest in customers
  • Help other consumers. Go to the Feedback button below and share an approach that worked for you, review or an experience.
 
   
 
 
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