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Summary
The government passed
a law that allows ALL consumers to access
their credit report for free once a year.
You have to go through the website called
AnnualCreditReport.com
and it will walk you through each of the 3
main credit bureaus (Experian, Equifax and
TransUnion). Make sure to note that the free
credit report does NOT include any credit
scores.
Details
of Free Credit Reports
You can get a free credit
report once a year, or if you ever apply for
credit and are turned down. The lender who
denies you the loan and/or credit card you
applied for is required by law to tell you
which credit bureau provided the data. Contact
that bureau to receive a free credit report.
There are other sites that claim to give you
free credit reports. Here is a good comparison
of all the sites on Wikipedia and the free
credit reports they provide: Comparison
of free credit reports (Wikipedia).
You
can receive a free credit report once a year,
but the free credit report will not include
your credit scores.
More
Articles
More
Information
Here
is where you can go to access your free credit
report once a year: http://www.annualcreditreport.com
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